| List of All Free Financial Plan Software Demonstration Programs |
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Most all money calculators on this site have an associated downloadable demonstration program (demo). They're all free, but they're also non-functional, so you'll have to purchase to get them to work. Most are the actual spreadsheets saved without the formulas. The reason for this, is because it's modular. We sell to consumers too, so they like using the programs for an hour to get the information they need, and then don't need to buy anything. Offering temporary trial versions had the same results. Things are also this way so you can see exactly what you'll get, without giving the farm away for free. The copyrights, notes, arrows, and text boxes shown are usually not on the actual programs. They're just to show off features and to scare off competitors thinking they can copy things and sell them. As an advisor, you can delete the copyrights off of everything so your clients won't be coming to this site. Demos were converted to Excel '07 format in Jan '12. We recommend getting Excel 2010 for too many reasons to count. You can get it in the Microsoft Office 2010 Home and Student suite that also has the new Word and PowerPoint for ~$50. You can find this at most all office supply stores (most computer stores, Best Buy, sometimes Target, etc.). If you're still using Excel or Word '03 then you're operating in the Stone Age with primitive and broken programs, and really need to upgrade ASAP. Them "moving stuff around" via ribbons is annoying, but well worth the learning curve. Directions, answers to frequently asked questions, and general information about demos are here. Download the Free Excel Spreadsheet Demos To download a demo, right click on a link below, then choose "Save (Target) As..." to save to your hard drive. Then find it and open with Excel. These four are the free financial calculators that have limited functionality for a limited time (the rest don't function at all), and are the best way to see if our personal finance software works on your Mac. If it says "expired," then they'll still work on your Mac, just wait a few hours for them to be reset: Free Bond Yield to Maturity Calculator ______________________________ The following demos are part of the fully-integrated financial planner (the free example financial plan PDF is here). Current Budget and Cash Flow module Current College Planner module Current Net Worth Projector module Integrated Financial Planner module Proposed Budgeting and Cash Flow module Proposed College Planning module Proposed Net Worth Projections module ______________________________ Comprehensive Asset Allocation Software demo Asset Distribution Calculator demo
Single-student College Planning Calculator demo Multiple-student College Planner Calculator and Asset Allocator demo
75-year Personal Cash Flow Projector demo
Investment Portfolio Benchmarks demo Investment Portfolio Benchmarking Model
Investment Comparator Software demo Cash Value Life Insurance vs. Buy Term and Invest the Difference Calculator demo
Life Insurance Needs Calculator demo
Model Investment Portfolios demo showing historical returns and yields for all 111 investor models. Just two Investment Models are shown because it's too easy to copy. The Market Timing Calculator, which is part of the Model Portfolios, does have a demo.
Single-property Rental Real Estate IRR Calculator demo Multiple-property Rental Real Estate NPV Calculator demo
Simple Retirement Planner demo
RP Retirement Planner current demo RP Retirement Planner proposed demo
RWR current Retirement Software demo RWR proposed Retirement Plan demo
Dual RWR Retirement Savings Calculator demo showing very basic "gap funding" Dual RWR Retirement Savings Calculator demo showing the asset allocation bucket approach Dual RWR Retirement Savings Calculator demo showing the different payout options, usage of all of the manual overrides, gap funding, and the bucket approach of tapping qualified assets before non-qualified assets Dual RWR Retirement Savings Calculator demo showing the difference between risky living without both disability and long-term care insurance. The current version shows being disabled at age 50 and the proposed version shows being insured for both. So the current version shows losing it all, and the proposed shows being just fine, considering, and paying DI premiums Download the Dual RWR demo showing the difference between risky living without disability (and long-term care) insurance. The current version shows being disabled at age 60 and the proposed version shows being insured. So the current version shows losing it all, and the proposed shows being just fine, considering, and paying DI premiums. Download the Dual RWR demo showing the difference between risky living without long-term care insurance. The current version shows being disabled at age 50 and needing long-term care. The proposed version shows being insured. So the current version shows losing it all, and the proposed shows being just fine, considering, and paying LTC premiums
If you want to see a retirement plan showing the simple concept of running out of money, with cash flow deficits, then these are the two demos that show that: Current RP demo and the main IFP module. All of the other retirement software demos have complex asset structures that don't show this very well. The following financial plan modules don't have regular demos because it would be too easy to copy for free: Financial Plan Fact Finders, Investment Policy Statement, Fee-based Client Contract Agreement, Financial Planning eBook, and Tri-Fold Marketing Brochure. Mutual Fund Picks: There's only an empty list showing what you'll get. |
Personal Finance Software Modules For Sale (are listed below) Fully-Integrated Financial Planning Software Menu of Retirement Planning Software Asset Allocation Overview with Historical Portfolio Performance Comprehensive Asset Allocation Calculator Asset Allocation Models with Investment Track Record Monthly Updated Mutual Fund Picks TVM Financial Tools and Free Financial Calculators Financial Planning Fact Finders Investment Policy Statement Software Investment Software for Comparing 27 of the Most Common Investment Strategies Life Insurance Needs Calculator Rental Real Estate Analysis Software Money eBook for DIY Investors and Financial Advisers Financial Planning Marketing Tools Our Unique Financial Services Fee-only Hourly Consulting on Anything You're Willing to Pay For Using Custom Investment Benchmark Portfolios to Compare Performance Free Financial Planner Directory Coaching for Financial Planners Pay Listings for Buying or Selling an Investment Management or Financial Planning Practice Personalized Optimized Allocations for 401k / 403b and Similar Retirement Plans |