Table of Contents Divider

▪ Financial plan table of contents.

▪ Personal financial plan introduction and disclaimer.

▪ Explanation of the level of financial services offered depending on the amount of assets under management.

▪ Discovery interview notes, objectives, and concerns.

▪ Cost benefit ratio: Current vs. Proposed net worth compared as a ratio to fees paid. This feature is only on the far left sheet of the integrated financial planner software and integrated sample plan.

Section Divider: Personal Cash Flow

▪ Family budget and cash flow report explanation.

▪ Product page for family budgeting and personal cash flow projection reports. The demo is here.

Section Divider: Personal Net Worth

▪ Net worth report explanation.

▪ Product page for making a snapshot, and a long-term projection, of net worth. The demo is here.

Section Divider: Retirement Planning and Financial Projections

▪ Text that explains the RWR retirement planning reports in detail.

▪ RWR retirement planner product page.

The current demo that has informational text boxes to point out all of the features.

The proposed retirement plan demo here doesn't have the text boxes so you can see more of what the single RWR version actually looks like.

Changes from current to proposed retirement plans are listed here.

Section Divider: Investment Portfolio Management

▪ Text that explains asset allocation and the investment reports.

Text explaining the Asset Allocation Models.

▪ Custom-made Investment Policy Statement product page (no sample here because it's not a freebie, sorry).

▪ A table with your investment performance historical track record (if you have one). You can edit and print just the table of returns on the asset allocation model page or the asset allocation analysis page.

▪ Asset Allocation Analysis.

Read about asset allocation and the three asset allocation software programs.

#1 The main asset allocation software for doing detailed analysis reports for larger clients is here. The demo is here.

#2 Asset allocation models for managing smaller portfolios. The very limited demo is here (showing historical returns and yields for all 56 model portfolios). So there's really no free sample to show people the models.

3# A "quick and dirty" way of doing very basic asset allocation is with this software. The demo is here.

▪ Morningstar reports (or whatever you're used to using) on all of the investments held now, and what's proposed.

▪ Product page for the bond portfolio management reports. The demo is here.

▪ Product page for doing all of the little jobs in doing a financial plan. The demo is here.

▪ If they have rental real estate, and are curious to see how it's doing, then this investment software will analyze it. The demo is here.

▪ If you want to get into comparing any of the 23 most popular ways to invest money, then the tools for that. The demo is here.

Section Divider: Insurance Planning

▪ Product page for the family life insurance needs analysis (capital needs analysis). The demo is here.

▪ If you're comparing a whole life insurance policy with buying term and investing the difference, this product will analyze it. The demo is here.

Section Divider: College Planning

▪ If you're forecasting children's college funding, then this college planner is used. The demo is here.

Section Divider: Estate Planning

▪ Estate planning document organizer.

▪ Whatever it is you usually do for estate planning.

Other than this estate planner training course, we don't do anything in this area because of all of the changes, constant updating, problems, that software market has been saturated for years, and is fading because of the low demand due to the lower tax rates and high exemptions.

For generating the numbers used in estate planning presentations, we recommend using Leimberg's Number Cruncher because it has the most accurate numbers, and their reports print and fit nicely into financial plans made with this software.

If you don't know about what's going on with this whole part of the financial planning process, the Financial Planning eBook explains it.

Section Divider: Plans of Action

▪ Financial Plan Implementation.

Section Divider: Miscellaneous Fluff and Client Specific Stuff

▪ How to understand your (Pershing) monthly investment portfolio account statements.

▪ The last issue of your investment newsletter, which you send to your clients monthly.

▪ A financial planning referral tool that works.

▪ Some financial planners like put a copy of the Financial Planning Fact Finders, and copies of other paperwork / contractual agreements, here too.

Sample Plan Preparation and Assembly

Get what's called a thick expensive "feely-good binder" to put the reports in. This is a large three-ring binder, with a cushy-feeling and rich-looking cover. Ensure it has at least one place on the front inside cover to put your business cards. It also needs to have plastic half-page spacers in the front and back to keep pages from binding. It's worth spending extra money if they have custom engraving services, so you can put your firm's name on it in big gold letters. Proper use of a good binder for your example financial plan will pay for itself a thousand times over.

Then get some Avery section dividers from an office supply store. These are just thick paper inserts that have section numbers on them (like Contents, 1, 2, etc.). Use them to match your Table of Contents by using the Avery template in MS Word to print the name of each section of the report.

Then get page protectors - the transparent plastic page-sized pockets that you put paper in, so you can see through, but they also keep the pages clean. They also allow you to clean them if they get dirty (or if you like to write on them with an erasable marker pen). This also serves as a great place to insert pages that you want to take out and give to people on the spot, so you won't have to take pages out of the example financial plan.

Put every page in a pocket so when you turn the page, it reads as if it was just paper (so you'd put two pages in each page protector).

This is going to take up a lot of room, which is why you want a big thick feely-good binder. You wouldn't do this for a real client's plan, but your sample financial plan will get used a lot more and will have to endure lots of abuse (if you have any kind of financial planning marketing going on, then you should be using it almost daily).

Then when prospects come into your office and want to see what you can do for them, you walk them through the sample financial plans, using something that sounds like the sample "scripts" in the directions. Once you have it down, you'll be doubling your closing ratio.

How to Use Sample Financial Plans to Close New Business

Take a good look at what you've been using (break out the best actual financial plan you've done in the last month) and compare with our integrated financial plan.

Put yourself in the position of the client and ask which system you'd rather have, which makes more sense, which is more understandable, which is more closely custom-tailored to real life, which provides the most value, which forecasts their future in the most Real World manner, and last but not least, which system gives them the least investment risk and the best portfolio returns. We think the answers to all of these important issues are in our favor, no contest.

There's much more valuable content like this in the directions and in the Money eBook.