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Site Information
(is listed below)
Confused? It Makes More Sense if You Start at the Home Page
Why We're Better at Financial Software
Price List of All Personal Finance Software Modules
How to Buy Money Calculator Software in General
Huge Discounts for Financial Planning Advisers and Money Managers
New Financial Planner Starter Kit
Professional Investment Portfolio Building Kit
Financial Plan Software Support
Personal Finance Software Updates
Site Map
Site Info, History, Ordering Security, Privacy, FAQs
Free Downloads and Money Tools
(are listed below)
Free Sample Comprehensive Financial Plans
Free Downloads, Investing Tips, and Tutorials
All Financial
Plan Software Module Demos Listed on One Page
Links to Other Personal Finance Websites
The World's Best Free Retirement Calculator
Other Free Retirement Calculators
Free Bond Yield to Maturity Calculator
Our Free Financial Calculators
Other Free Online Financial Calculators
Free Family Money Calculators
Free Real Estate Calculators
Free Debt Calculators
Free Investment Calculators
Free Tax Calculators
Free College Calculators
Free Insurance Calculators
Free Business Owner Calculators
Miscellaneous Pages of Interest
(are listed below)
How to Get Your Brokerage Account Data to Download into Our Financial Tools
About Financial Plan Software Integration
About Portfolio Management Software and CRM Software
About Using Monte Carlo with Personal Finance Software
About Portfolio Optimization
About Investment Risk Tolerance
About Using a Discount Broker to Manage Your Own Money (and about custodians for advisors)
About Long-term Care Insurance Software
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AKA E&O Insurance for Financial Planners and Investment Managers
There are basically four types of E&O in this business:
• E&O for Broker Dealers.
• E&O for Registered Investment Advisors (RIA).
• E&O for selling insurance company products.
• E&O for selling written financial plans for fees.
All financial advisors should have E&O
insurance.
You should find a company that covers all of the things your practice does. And then make sure their policy:
• Has a high insurance rating.
• Has "Duty To Defend," not just the "Right To Defend," so they will have to defend you in court.
• Is not a "Claims Made" policy.
• Get one based on "Incident" so coverage will kick in as soon as there is an incident (so you
don’t have to wait until there is a claim).
• Covers "Discretion" even if you only have Limited Discretion.
• Also, getting "Tail Coverage" is a good idea.
This is all this website has to do with E&O. We don't sell it.
Google for more information and to find firms that sell it, and to look up the meanings of basic terms.
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